{"id":210,"date":"2022-11-21T07:21:04","date_gmt":"2022-11-21T07:21:04","guid":{"rendered":"https:\/\/centre.iium.edu.my\/cie\/?page_id=210"},"modified":"2024-07-04T11:23:57","modified_gmt":"2024-07-04T03:23:57","slug":"i-taajir","status":"publish","type":"page","link":"https:\/\/centre.iium.edu.my\/cie\/i-taajir\/","title":{"rendered":"i-Taajir"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"210\" class=\"elementor elementor-210\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68081d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68081d5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-efe035f\" data-id=\"efe035f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-622adb3 elementor-widget elementor-widget-heading\" data-id=\"622adb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Background of i-Taajir<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e060ef2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e060ef2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34067f8\" data-id=\"34067f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e16a83d elementor-widget elementor-widget-text-editor\" data-id=\"e16a83d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin-bottom: 10px;font-family: Roboto;font-size: 14px;font-style: normal;font-weight: 400\">CIE &#8211; CIMBi Program Bimbingan Usahawan Tijari (i-Taajir) is a program conducted by the Centre for Islamic Economic fellow researchers to offer Islamic Microfinance scheme to micro-entrepreneurs in Gombak area. This program is a pilot study to test the feasibility of several models of Islamic microfinance developed by the researchers. It is a platform to implement and to put in practice the theoretical aspect of research. This program is undertaken in collaboration with CIMB Islamic as the Main Partner.<\/p>\n<p style=\"margin-bottom: 10px;font-family: Roboto;font-size: 14px;font-style: normal;font-weight: 400\">Besides providing Shariah-compliant microfinancing facility for the participants to implement their business ideas, i-Taajir aims to educate the Gombak Communities with entrepreneurship knowledge and business skills. Islamic Microfinance is an Islamic financing facility offered to the unemployed and lower income person who have no access to formal financial institutions. This financing facility is offered to those who are interested to start a business as well as to expand their businesses. In order to be eligible for these facilities, participants have to undergo stages of education and training sessions.<\/p>\n<p style=\"margin-bottom: 10px;font-family: Roboto;font-size: 14px;font-style: normal;font-weight: 400\">Our applied community project proposes four different Islamic financing modes to the micro-entrepreneurs in order to test the viability of each mode. The four modes of financing are as follows:<\/p>\n<ul style=\"margin-bottom: 10px;font-family: Roboto;font-size: 14px;font-style: normal;font-weight: 400\">\n<li>Mudharabah Contract<\/li>\n<li>Murabahah Contract<\/li>\n<li>Musharakah Mutanaqisah Contract<\/li>\n<li>Al Qard Al Hassan Contract<\/li>\n<\/ul>\n<p style=\"margin-bottom: 10px;font-family: Roboto;font-size: 14px;font-style: normal;font-weight: 400\">This effort has the potential to not only respond to unmet demand, but also to combine the Islamic social principle of caring for the less fortunate with microfinance\u2019s power to provide financial access to the poor. Unlocking this potential could be the key to providing financial access to millions of Muslim poor who currently reject microfinance products that do not comply with Islamic law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b4cbc2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b4cbc2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e07af89\" data-id=\"e07af89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a3b92b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3a3b92b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a3da3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a3da3e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-027c18b\" data-id=\"027c18b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77de4c3 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"77de4c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"iklan i-taajir_4\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Ijg2OCIsInVybCI6Imh0dHBzOlwvXC9jZW50cmUuaWl1bS5lZHUubXlcL2NpZVwvd3AtY29udGVudFwvdXBsb2Fkc1wvc2l0ZXNcLzIzXC8yMDIyXC8xMlwvaWtsYW4taS10YWFqaXJfNC0xLnBuZyJ9\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"384\" src=\"https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-768x384.png\" class=\"attachment-medium_large size-medium_large wp-image-868\" alt=\"\" srcset=\"https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-768x384.png 768w, https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-300x150.png 300w, https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-1024x512.png 1024w, https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-1536x768.png 1536w, https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-2048x1024.png 2048w, https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-1140x570.png 1140w, https:\/\/centre.iium.edu.my\/cie\/wp-content\/uploads\/sites\/23\/2022\/12\/iklan-i-taajir_4-1-570x285.png 570w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\/*! elementor &#8211; v3.22.0 &#8211; 24-06-2024 *\/ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]&gt;a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} Background of i-Taajir CIE &#8211; CIMBi Program Bimbingan Usahawan Tijari (i-Taajir) is a program conducted by the Centre for Islamic Economic fellow researchers to offer Islamic Microfinance scheme to micro-entrepreneurs in Gombak area. This program is a pilot study to test<\/p>\n<p class=\"more-link\"><a href=\"https:\/\/centre.iium.edu.my\/cie\/i-taajir\/\" class=\"themebutton\">Read More<\/a><\/p>\n","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"footnotes":""},"class_list":["post-210","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/pages\/210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/comments?post=210"}],"version-history":[{"count":3,"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/pages\/210\/revisions"}],"predecessor-version":[{"id":3369,"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/pages\/210\/revisions\/3369"}],"wp:attachment":[{"href":"https:\/\/centre.iium.edu.my\/cie\/wp-json\/wp\/v2\/media?parent=210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}